One of the most common questions homebuyers ask at the beginning of their journey is simple: should you start with a lender or a real estate agent? While there is no single correct answer, understandi
Jul 08, 2026
Your credit score can shape not only whether you qualify for a mortgage, but also how much you pay over the life of your loan. If you are planning to buy a home, understanding how lenders view credit
Jul 06, 2026
As we celebrate the 4th of July, all of us at 1st American Mortgage Lenders Inc. want to wish you and your loved ones a happy, safe, and meaningful Independence Day. This year’s celebration is e
Jul 03, 2026
Buying a vacation home can be exciting, but it is also a major financial decision that deserves careful planning. Whether you want a personal getaway, a future retirement spot, or a property that may
Jul 01, 2026
Buying a home is one of the largest financial decisions most people will ever make. Beyond the purchase price, there are closing costs, ongoing expenses, and unexpected repairs that can quickly stretc
Jun 29, 2026
Adjustable-rate mortgages (ARMs) can be an appealing option for homebuyers who want lower initial payments and short-term flexibility. However, qualifying for an ARM involves more than just meeting ba
Jun 26, 2026