This Privacy Policy describes how 1st American Mortgage and Realty and 1st American Mortgage Lenders (“Company,” “we,” “us,” or “our”) collect, use, disclose, and protect your personal information when you use our website, products, and services.
By using our website or providing your personal information, you consent to the terms of this Privacy Policy.
1. Information We Collect
We may collect the following categories of information:
Personal Information: Name, address, email, phone number, Social Security number, driver’s license or government-issued ID, employment information, financial account information, and other details necessary to process loan or real estate applications.
Property Information: Information related to properties you own, sell, purchase, or finance.
Transactional Information: Records of transactions conducted with us, including loan applications, property listings, and related services.
Communications: Copies of correspondence, inquiries, and other interactions you have with us.
Technical Information: Internet Protocol (IP) address, browser type, operating system, cookies, and website usage data collected automatically when you access our website.
2. How We Use Information
We use your information for purposes including, but not limited to:
Processing mortgage loan and real estate transactions.
Responding to your inquiries and providing customer support.
Conducting credit, underwriting, and property evaluations.
Complying with legal and regulatory obligations.
Improving our website, services, and customer experience.
Communicating with you regarding services, updates, or required disclosures.
3. Information We Share
We do not sell or rent your personal information to third parties for their independent marketing purposes. We may disclose information in the following limited circumstances:
Service Providers and Business Partners
With vendors, contractors, and service providers who assist us in loan processing, credit reporting, appraisals, inspections, title and escrow services, or other related functions.
Legal and Regulatory Requirements
As required by law, regulation, subpoena, court order, or other legal process, or in response to lawful requests by public authorities.
Business Transfers
In the event of a merger, acquisition, reorganization, bankruptcy, or sale of assets, your personal information may be transferred as part of that transaction.
With Your Consent
When you authorize us to disclose information to financial institutions, real estate professionals, or other third parties necessary to complete a requested transaction.
4. Cookies and Tracking Technologies
We may use cookies, web beacons, and similar technologies to collect information about your browsing activities. These tools help us improve our website, track usage patterns, and provide a more personalized experience. You may adjust your browser settings to block or delete cookies, though certain features of the website may not function properly.
5. Data Security
We implement reasonable physical, technical, and administrative safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no transmission of data over the internet or storage system can be guaranteed to be 100% secure.
6. Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
7. Children’s Privacy
Our services are not directed toward individuals under the age of 18, and we do not knowingly collect personal information from minors. If we learn we have collected such information, we will delete it promptly.
8. Your Privacy Rights
Depending on applicable law, you may have the right to:
Access the personal information we hold about you.
Request corrections or updates to your information.
Request deletion of your information, subject to legal and contractual obligations.
Opt-out of certain communications.
To exercise these rights, please contact us using the details provided below.
9. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of such websites. We encourage you to review the privacy policies of those sites before providing personal information.
10. Changes to This Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time. Any material changes will be posted on this page with an updated “Effective Date.”
11. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:
1st American Mortgage and Realty
1st American Mortgage Lenders
10620 Treena St, Ste 230
San Diego, CA 92131
Phone: 619-988-1977
Email: support@firstamericanmortgagelenders.com